Divorce Attorney Bankruptcy Lawyer in Alpharetta, GA
Divorce is rarely easy, so it’s best to have someone by your side who has been through it before. At North Metro Litigators in Alpharetta, GA, we can provide you with a knowledgeable, experienced divorce attorney to help you navigate all aspects of your divorce, from equitable distribution to child custody. Whatever you need, we can be here for you.
Our Process
Call us today to schedule a free consultation on a day that works for you. If you decide you want to work with us after we go over your case and our general plans, we’ll schedule a time to discuss any of the finer details or the things that you’d rather not disclose until attorney-client privilege is in effect.
After we know every pertinent aspect of your case, we can start devising a plan of action. We pride ourselves on anticipatory action – we try to stay one step ahead of the other side so we can bring about the best judgment for our clients, whether that includes a great custody agreement or property distribution that leans in your favor.
If you want to work with a divorce lawyer that works hard for you, call us today at 678-888-0198.
Frequently Asked Questions
What are the Different Types of Bankruptcy?
There are several Chapters in the Bankruptcy Code. Chapter 7 and Chapter 13 are the most common for individuals and businesses.
What are the Main Differences Between Chapter 7 and Chapter 13 Bankruptcy?
Chapter 7 bankruptcy is often called a “liquidation.” It eliminates most non-secured debt and is usually the ideal filing for a person with little to no assets. On the other hand, Chapter 13 is often referred to as a “reorganization.” It requires a monthly payment plan for 36-60 months. This allows the debtor to retain valuable assets such as homes and vehicles while paying back the creditors.
Should I File for Bankruptcy?
Deciding if you should file for bankruptcy depends on your unique situation.
Is There a Certain Amount of Debt to Qualify for Bankruptcy?
For a Chapter 7 and a Chapter 13, it is suggested that you have $10,000 or more in unsecured debt. For a Chapter 13, the amount of secured debt is relevant for purposes of the repayment plan.
Does Bankruptcy Eliminate All Debts?
Bankruptcy eliminates most debts. However, debts like student loans, child support, certain attorney’s fees, criminal fines and some tax obligations are considered non-dischargeable.
Can I Wipe Out Medical Bills by Filing for Bankruptcy?
Most medical bills can be wiped out by filing for bankruptcy.
Does Bankruptcy Stop Foreclosures, Wage Garnishments and Repossessions?
Absolutely. When you file bankruptcy, an “automatic stay” is issued and it stops foreclosures, wage garnishments, repossessions and most lawsuits instantly.
Does Bankruptcy Impact My Credit Score?
Oddly, bankruptcy can increase your credit score after time. If you are in a position of considering bankruptcy, odds are your credit score already took the hit. Because bankruptcy can eliminate and restructure debt, it often increases your credit score by lowering your debt-to-income ratio. Once you complete your bankruptcy, you will obtain a secured credit card and start rebuilding your credit. After about three years, you will be eligible for mortgages and the like. Bankruptcy stays on your credit report for seven years after discharge.
North Metro Litigators and our bankruptcy lawyers in Alpharetta, GA, can provide the guidance you need. Reach out to our bankruptcy attorney today to discuss your options with a knowledgeable bankruptcy lawyer.
